Legal disclaimer and limitations

Important notice

Our content is for informational purposes only.

We do not provide legal, tax, or investment advice. Results may vary based on individual circumstances.

The information provided by zugumarioralyx is intended to assist with financial planning discussions and should not be relied upon as a substitute for professional advice. Users are encouraged to consult qualified professionals for tailored recommendations.

General notice

Content on this website is designed to offer general guidance related to financial planning. While we strive for accuracy, circumstances may differ and information may not be applicable to every situation. Use the content as a starting point for further review with a qualified advisor.

Limitation of liability

We do not accept responsibility for any decisions made based on this website’s information.

Our team and website do not guarantee any particular outcome resulting from use of this site.
Users are solely responsible for their choices and actions after consulting our materials.
No liability is accepted for indirect or consequential losses arising from reliance on this content.
Website access may be interrupted or unavailable at times, for which we are not responsible.

Accuracy of information

We make reasonable efforts to keep information up to date, but cannot guarantee completeness or accuracy. Users should confirm all details before making decisions based on site content.

Past performance doesn’t guarantee future results. Always verify information independently.

No professional advice offered

Nothing on this site should be interpreted as professional legal, tax, or investment advice. Consult a qualified professional for your specific needs.

External links

Links to third-party websites are provided for convenience only. We do not control, endorse, or take responsibility for content found on external sites.

Results may vary for individuals

Every user’s circumstances are unique and outcomes may differ. There is no guarantee of specific results from using our services or information.

Variation in outcomes possible

Different users may experience different outcomes based on numerous factors. Use your judgment and seek independent advice.

Financial information limitations

Our website does not provide detailed financial product disclosures.

We do not present APR rates, repayment terms, or fee structures for any products.
No investment, loan, or credit product is offered, promoted, or recommended on this site.
All financial discussions are general and not directed at any individual’s circumstances.

Australian jurisdiction applies

This site operates under Australian law and regulation.

Any disputes or matters arising from this website will be governed by the laws of Australia. Users from other locations must comply with local laws as needed.

Australian legislation governs any use of this website and related services.

Users are responsible for compliance with relevant laws in their own location.

Indemnification

By using this website, you agree to indemnify zugumarioralyx and its team from any claims arising from your use or reliance on site content.

Severability

If any part of this disclaimer is found invalid, the remaining terms remain effective and enforceable.

Modifications

We reserve the right to update this disclaimer at any time. Please review regularly for any changes.

Contact details

For questions about this disclaimer, reach out to us using the details provided below.

Contact email: content@zugumarioralyx.com

Contact phone: +61 2 4016 4794

Office address: 125 Stirling Street, Perth, WA 6000 Australia

Effective date: August 30, 2025

Last updated: August 30, 2025